The following was originally published June 29, 2015 at NerdWallet by Robert Schmansky, CFP®

 

In a recent episode of the HBO fantasy series “Game of Thrones,” the cute but deadly Arya Stark was tasked with assassinating a scam artist selling bogus “insurance” on the liv...

August 8, 2013

One of the questions retirees face with drawing down their portfolios is, “Should I move everything to an annuity?”

 

In a low-interest rate world it is obvious that answer may be no. Let’s examine the actual impact of the “rising” rate period of the last two years on an...

August 9, 2012

Many variable annuity owners with Axa Equitable and Transamerica are receiving a letter they probably had to read over half a dozen times in order to believe it. The companies sent offers to policyholders to remove the guarantees (typically these are the only reasons o...

June 27, 2010

This is a series of articles I've labeled 'Variable Annuities are Retirement Snake Oil' on why today’s deferred annuities are not investments to consider for retirement. Over at least ten columns I’ll cover why you should avoid these ‘investment’ pitches and the people...

August 6, 2009

One of the products that has been stung in the retirement product race are variable annuities with benefits for retirement income. Here are reasons why you don’t need an annuity, and some ideas to create a safer portfolio.

 

As baby boomers are beginning to look for inve...

December 27, 2008

Here is a question I received and replied to for the FPA. A consumer's mother was told an investment in their annuity could get 12%... 12%!!!!

 

At the very least - that was her interpretation. That was the number that stuck. It's possible that was a misinterpretation of...

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