July 23, 2018

Don Trone – the “father of the fiduciary movement” and CEO of 3ethos which offers training in leadership, stewardship, and governance – believes that the future may not be with fiduciary standards, but rather in a new field of research and practice that he calls Behavi...

This article originally appeared at Forbes by Robert Schmansky, CFP®.

Interest rates may be inching upwards, but it may be some time before your money market account does.

While popular wisdom is that rates can only increase, many money market funds have been operating a...

December 28, 2014

The following article was originally published at Forbes on 12/22/14. 

 

By Robert Schmansky, CFP®

 

A rule of thumb that savers are often advised to adhere to is that it is important to maximize contributions to workplace retirement planbefore considering investing elsewh...

October 16, 2014

Incorporating taxes with an investment plan is one area most investors want assistance with from a financial advisor. Lately, there has been a pitch from online investment firms (sometimes referred to as “robo-advisors”), which claim their technology automates a plan f...

August 29, 2014

This article originally appeared at Forbes as It Pays to Diversify Beyond the S&P 500 by Robert Schmansky, CFP®.

 

Investors often ask if an approach of including more small and value stocks in a portfolio than a capitalization weighted index involves more risk.

 

If risk...

February 4, 2014

I recently worked with a client that subscribed to the Jack Welch method of culling bottom performers in his portfolio. Each year he would fire the bottom 10% of mutual fund managers based on last year’s performance.

 

While on the surface this may seem like a rational s...

January 8, 2014

The following blog was originally published at Forbes. Read the original post here

 

By Robert Schmansky

 

Many individuals sign up for group and spousal coverage through their employer’s benefit provider for the convenience, not often weighing their options or speaking...

December 11, 2013

The following was originally published by Robert Schmansky for Forbes: 

 

Dimensional Fund Advisors (DFA) is often noted for the cultish attraction financial advisors have for its products but there are plenty of other reasons to pay attention to this firm.

 

Recently ther...

December 8, 2013

The following was originally published by Robert Schmansky at Forbes: 


According to Investment News, a lawsuit filed earlier this month alleges that MassMutual used many high cost proprietary funds in its annuity 401(k) product, profiting more due to the fact they offe...

October 1, 2013

Picking a financial advisor isn’t easy.

 

In an article published last week, Jason Zweig of the Wall StreetJournal wrote about Certified Financial Planners (CFP®) who falsely market themselves as fee-only but who are actually compensated by commissions from product provi...

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