May 6, 2017

Robert Schmansky, CFP® discusses how Clear Financial Advisors uses exchange-traded funds (ETFs) in client portfolios for ETF Advisor magazine

June 7, 2016

Will your mutual fund outperform? The 2016 Dimensional Fund Advisors (DFA) Mutual Fund Landscape report provides the data behind the mutual fund industry (link). 

December 28, 2014

The following article was originally published at Forbes on 12/22/14. 


By Robert Schmansky, CFP®


A rule of thumb that savers are often advised to adhere to is that it is important to maximize contributions to workplace retirement planbefore considering investing elsewh...

January 3, 2014

The following article was first purchased at US News and World Report on 1/2/2014. 


By Robert Schmansky, CFP®


Funds and returns earned by fund investors tend to suffer after peak performance. Around this time every year, Morningstar releases its selection for the top m...

December 11, 2013

The following was originally published by Robert Schmansky for Forbes: 


Dimensional Fund Advisors (DFA) is often noted for the cultish attraction financial advisors have for its products but there are plenty of other reasons to pay attention to this firm.


Recently ther...

September 20, 2013

I work with a number of do-it-yourself clients that want to avoid fees.


Often, I will recommend DIY investors who may have good low-cost large cap stock options in their workplace plans use complementary investments in their IRAs, Roth IRAs, and brokerage accounts.



November 28, 2012

How many mutual funds do you need to own? For many, one may be appropriate.


The Vanguard Total World Stock Index ETF (VT) provides a global mix of stocks based on market capitalization. With one fund you own 3,797 stocks across the globe managed in a successful, passiv...

October 11, 2011

Recently I was able to review an investment and financial plan delivered to a client by a mutual fund company. I’ve written here at Forbes about how these services are like being charged by a Ford dealer for advice on what car you should buy. Below you can see why advi...

September 22, 2011

Despite the time spent picking funds based on past performance data seems to suggest there are better indicators of a funds potential future potential.


What are the most useful predictors of superior performance? The Vanguard Group recently published a client brief sta...

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Clear Financial Advisors-Best Detroit Advisors (WXYZ/ConsumerAffairs)

July 17, 2019

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Detroit, Ann Arbor, and online fee-only, fiduciary financial advisor blog / podcast on retirement, investments, economy, taxes, 401k, 403b, Roth, IRAs

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