March 2, 2018

How much faith should we put into retirement planning models? (Link)

March 24, 2016

“It's easier to hit savings goals when they are smaller. Instead of trying to save the maximum of $5,500 per year to your Roth IRA, break that up to $458.33 per month.” - Robert Schmansky, CFP®. 


Read the article here



December 12, 2015

CFP Board Consumer Advocate provides a road map for planning an early retirement

Washington, D.C., December 11, 2015 (PDF) – Early retirement, one in which you’re healthy enough to enjoy savings accumulated over a lifetime, often seems possible only for the ultra-wealth...

November 13, 2015

CFP Board Ambassador offers guidance on avoiding Social Security mistakes, maximizing retirement benefits

Washington, D.C., November 12, 2015 (PDF) – For many Americans, retirement is something to look forward to - a time to celebrate years of hard work, enjoy family an...


The following article by Robert Schmansky, CFP® was originally published at


Perhaps my favorite aspect about providing financial guidance for a living is that I am an outside observer. I can review a client’s strengths and weaknesses, opportunities and thr...

The following article by Robert Schmansky, CFP® was originally published at


Labor Secretary Thomas Perez recently testified before the House on a proposed rule to regulate financial advice related to employer-based retirement accounts and rollovers. Perez b...

December 28, 2014

The following article was originally published at Forbes on 12/22/14. 


By Robert Schmansky, CFP®


A rule of thumb that savers are often advised to adhere to is that it is important to maximize contributions to workplace retirement planbefore considering investing elsewh...

October 8, 2014

Dimensional Fund Advisors (DFA) produced video on how much investors should save for retirement. 

September 18, 2014

Dimensional Fund Advisors (DFA) produced video - Research in Motion: How much retirement income is enough? 

December 28, 2013

According to a 2013 study of employee retirement savings, healthcare concerns are driving many to cut retirement contributions, while seeking ways to save more for future healthcare costs. Mercer’s Workplace Study finds pre-retirees may cut back on retirement contribut...

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Clear Financial Advisors-Best Detroit Advisors (WXYZ/ConsumerAffairs)

July 17, 2019

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