In the Media: How non-working spouses can continue retirement savings

June 4, 2011

Here is a piece by Carolyn Bigda of the Chicago Tribune which covers the spousal IRA, which allows couples to contribute to an IRA account, even though a spouse may not have earned income (earned income is a requirement of making an IRA contribution in all other cases).

 

Depending on your tax strategy and income, this could be a deductible IRA, a non-deductible IRA, or a Roth IRA. Carolyn's piece covers the phaseout levels which help to determine which may be appropriate.

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