Brokerages tout 'free' mutual funds, "no transaction-fee funds" and advice. Though as we know, nothing in the world is free.
In this month's Money Magazine Ian Salisbury covers how to implement a 401(k), 403(b), 457, SIMPLE, or SEP IRA rollover at a brokerage firm, including the gimmicks, products, strategies, and mistakes investors often make.
Don't be afraid to purchase low-cost mutual funds or ETFs and pay a commission, over simply confining yourself to higher cost transaction-free funds at your IRA custodian. "If [you] am going to hold to the fund, [the lower cost fund is] going to pay off quickly."