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No information on this website should be considered a recommendation, endorsement, or legal, accounting, tax, or investment advice. 


Past performance does not guarantee future results. Investment returns and principal value will fluctuate, so that an investment may be worth more or less than its original cost. Investing involves risk, and we do not provide guarantees that an investor will make money or avoid losing capital.


Clear.Money and Clear Money logo are trademarks of Robert Schmansky. 'Fiercely Independent Fiduciary' is a trademark of Robert Schmansky. 


Robert Schmansky is an investment advisor representative (IAR) of Clear Financial Advisors, LLC. Robert publishes on topics related to and unrelated to his work as an IAR for Clear.Money and other outlets. Material at Clear.Money may include materials sourced from many places including other investment advisors, news outlets, and other sources. 


Clear Financial Advisors, LLC (CFA) is a registered investment advisor. CFA may only transact business in those states or countries in which it is registered or qualifies for an exemption or exclusion from registration requirements. For non-clients of the firm, CFA's web site is limited to the dissemination of general information pertaining to its investment advisory services. 



We inform you that any U.S. federal tax advice contained in this document, including attachments, is not intended to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code, or (ii) promoting, marketing or recommending to another party any transaction or matter that is contained in this document. You are encouraged to seek tax or legal advice from an independent professional advisor. All content is derived from sources believed to be accurate.

Please contact Robert Schmansky at (248) 677-1762 to find out if he may conduct advisory business in the state or country where you reside. CFA does not, and will not, effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, through this website. Any subsequent, direct communication with a prospective client shall be conducted by a CFA representative who is either registered or qualifies for an exemption or exclusion from registration in the state or country where the prospective client resides.


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