- Oct 22, 2016
Should I Invest In Bonds In My 20's
The following is a response to a question from a retirement investor in their 20's wondering if they should invest in bonds - and...
- Feb 24, 2015
I am 68, receiving SS and a pension. If I work, do I have to pay taxes on those earnings?
If you are asking if the earnings will be subject to income taxation, the answer is yes. Whether it results in a tax liability to you on...
- Dec 22, 2014
Is a 529 a good short-term savings vehicle for my own educational expenses?
If your state's plan offers a good tax deduction and a fixed option, you may benefit a little from using the 529 plan. Unfortunately,...
- Dec 8, 2014
I currently have $170k in a savings account we might need for a down payment in 2-3 years. What is
I don't know what the last question means specifically other than it is diversification into stocks and bonds. I've seen some online...
- Dec 8, 2014
Is it worth it to contribute over the 401k match? If it is not, what alternatives should I be lookin
There are three factors I look for in determining where to save: 1) Fees. The higher the fees, the less attractive a match will be over...
- Dec 4, 2014
Approximately what percentage of my pay, pre-tax and post-tax, should I be investing for my retireme
Great question, this is an area I really enjoy making sure people get off saving on the right path. Your question involves a number of...
- Nov 22, 2014
Can I keep my 401K invested with my old employer and start a Simple IRA with my new employer without
You can always keep your 401(k), as long as the amount is above the legal amount that the employer is allowed to move people out. You may...
- Nov 22, 2014
Should I pay off my low-interest rate mortgage or should I pay the minimum P&I and invest the money?
This hits on a topic that I consider to be as much personal as it is financial. Financially speaking, a low-rate, long-term mortgage can...
