The following is a response to a question from a retirement investor in their 20's wondering if they should invest in bonds - and...

If you are asking if the earnings will be subject to income taxation, the answer is yes. Whether it results in a tax liability to you on...

If your state's plan offers a good tax deduction and a fixed option, you may benefit a little from using the 529 plan. Unfortunately,...

I don't know what the last question means specifically other than it is diversification into stocks and bonds. I've seen some online...

There are three factors I look for in determining where to save: 1) Fees. The higher the fees, the less attractive a match will be over...

Great question, this is an area I really enjoy making sure people get off saving on the right path. Your question involves a number of...

You can always keep your 401(k), as long as the amount is above the legal amount that the employer is allowed to move people out. You may...

This hits on a topic that I consider to be as much personal as it is financial. Financially speaking, a low-rate, long-term mortgage can...