Jul 23, 2021The Opportunity Cost of Saving to a 401(k) Can Be MillionsThe following blog was written by Robert Schmansky, CFP(r) and originally published by Forbes. One of the reasons that very few...
Jul 23, 2021Four Reasons to Not Invest in Your 401(k) (or 403(b), TSP, or other employer-sponsored retirement plThe following article was originally published at Forbes on 12/22/14. By Robert Schmansky, CFP® A rule of thumb that savers are often...
Jul 23, 2021Approximately what percentage of my pay, pre-tax and post-tax, should I be investing for my retiremeGreat question, this is an area I really enjoy making sure people get off saving on the right path. Your question involves a number of...
Jul 23, 2021Don't Be Fooled By "Free" Brokerage CostsBrokerages tout 'free' mutual funds, "no transaction-fee funds" and advice. Though as we know, nothing in the world is free. In this...
Jul 23, 2021How to Maximize Roth IRA ConversionsOne of the most important aspects of retirement planning that often goes ignored is the structure of investment accounts. Investors are...
Jul 23, 2021Where should I save for retirement after my 401(k), 403(b) or employer plan?First off, if this situation applies to you then let me say… “Congratulations!” You’re doing a great job of saving for your future, and...
Jul 23, 2021Is my 401(k) or 403(b) the best place to invest?You’ve been contributing diligently to your 401(k), paying down debt, and are starting to wonder if there is something else you could be...
Jul 23, 2021Be Aware of this IRA Rollover IssueIf you’ve been contributing to your 401(k) for some time you may have after-tax contributions to your plan. Typically these were excess...